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Our Vision

To redefine lending through integrity, transparency, and compassion — creating fair financial solutions that empower communities and foster long-term financial well-being

At True Credit Financial Group, we don’t make loans — we find them.

For over 20 years, we’ve helped Americans save money and achieve their financial goals by connecting them with the nation’s most trusted lenders. As the country’s largest lending marketplace, we make it easy to compare competitive offers and choose the one that fits your needs best.

Our mission is simple: to make borrowing easier, smarter, and more transparent.

Whether you’re consolidating debt, financing a major purchase, or planning for the future, True Credit FG puts the power of choice back in your hands — with no pressure, no confusion, and no hidden agendas.

Get to Know Us

True Credit FG – Who We Are

Founded in 2003, United Way Trust Group was built on a simple belief: financial setbacks should never define your future.

Life can be unpredictable — even the best plans can take an unexpected turn. That’s why we exist: not to judge, but to provide real solutions. We help individuals with less-than-perfect credit access the tools, resources, and opportunities they need to rebuild, recover, and thrive.

At True Credit FG , we believe in second chances — and in helping people move forward with dignity, confidence, and hope

Our Services

A business loan allows you to borrow a fixed amount of money specifically for business purposes — not personal use — and repay it in installments over an agreed-upon timeline.

Whether you're looking to purchase inventory, open a new location, invest in equipment, or fulfill large purchase orders, a business loan can provide the capital you need to move forward. In fact, even if you have available funds, many business owners choose financing to preserve cash flow and maintain financial flexibility.

At True Credit FG we understand that every business has unique needs — and we’re here to help you find the right loan solution to support your growth.

When you're facing a financial shortfall, a personal loan can be the helping hand you need.

Whether it’s covering wedding expenses, making a major purchase, furnishing your home, handling unexpected medical bills, or managing everyday costs — a personal loan offers a flexible and reliable solution.

It’s one of the most accessible ways to get the funds you need, when you need them — helping you navigate both planned and unforeseen expenses with confidence.

Are rising credit card balances and growing debts making it harder to move forward financially?

You're not alone — and you don’t have to face it alone. If you're struggling with high-interest payments and multiple bills each month, debt consolidation may be the solution.

By combining your debts into one simple monthly payment with a lower interest rate, you can take control of your finances and start working toward a debt-free future.

At True Credit FG , we understand the challenges of managing debt. Our team is here to help you explore smart, personalized consolidation options designed to reduce stress, lower payments, and put you back on the path to financial stability.

A home loan is a secured loan specifically designed to help you purchase a property by using the property itself as collateral.

Home loans provide access to high-value funding at competitive interest rates and flexible repayment terms, often spread over long tenures. Repayment is made through easy monthly installments (EMIs), allowing you to manage your finances comfortably.

Once the loan is fully repaid, the legal ownership of the property is transferred completely to you.

At True Credit FG we guide you through every step of the home loan process — making your journey to home ownership smooth and affordable.

Whether you're shopping for a new vehicle or looking to refinance your existing auto loan, it's important to explore your financing options before you hit the road.

A well-structured auto loan doesn’t just get you behind the wheel — it can also help you build or improve your credit.

Making consistent, on-time payments contributes positively to your credit history and adds to your credit mix, which can enhance your overall credit score over time.

At TrueCredit FG we make auto financing simple, flexible, and transparent — so you can focus on the drive ahead, not the debt behind.

Medical loans help cover a wide range of healthcare expenses — from elective surgeries and IVF treatments to emergency procedures and unexpected medical bills.

Most medical loans are unsecured, meaning you won’t have to put your home or other assets up as collateral. This allows you to focus on your health without risking your financial security.

Keep in mind, to qualify for the lowest interest rates, having good credit is important.

At True Credit FG , we work with you to find flexible medical loan options that fit your unique needs and budget.

✅ Unmatched Loan Access

We partner with a wide network of top-tier, trusted lenders — giving you access to more options, better rates, and faster approvals.

✅ Built to Save You Money

Our smart comparison tools help you find lower interest rates and better terms, so you can reduce your monthly payments and keep more money in your pocket.

✅ No Pressure, Just Possibilities

We don’t push products. We empower you to choose the loan that’s right for your life — whether it's for debt consolidation, a car, home, business, or unexpected expenses.

✅ Trusted for Over 20 Years

We’ve been helping Americans make smarter financial decisions for two decades. That experience means security, reliability, and results you can count on.

✅ Fast, Simple, Transparent

Our application process is quick and easy, with no hidden fees, no confusing fine print, and support every step of the way.

⚡ Instant Decision
Get approved in as little as 3 minutes with our advanced decision technology.

💵 No Hidden Fees
Transparent pricing—what you see is exactly what you pay, with no surprises.

⚡ Instant Decision
Get approved in as little as 3 minutes with our advanced decision technology.

💵 No Hidden Fees
Transparent pricing—what you see is exactly what you pay, with no surprises.

📱 Fast Funding
Receive funds directly in your account, often within hours of approval.

🕒 24/7 Availability

Apply anytime, anywhere—our system is always on.

✔️ All Credit Types Welcome

We consider more than just your credit score.

🔒 Secure & Private

Your information is protected with advanced, bank-level security.

Client Testimonials

Lisa White

⭐️⭐️⭐️⭐️⭐️

“True Credit FG made it easy to compare loan offers without affecting my credit score. I found a lower interest rate and consolidated my debt in under 48 hours. Total game changer!”

Michael Jones